Columbia College SC - Columbia College student loans

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Loans

Program	Amount	How to Apply
Federal Perkins (formerly NDSL)	Up to $4,000 per year for undergraduates (see description below)	Complete FAFSA
Federal Stafford Loan (formerly GSL)	Up to $2,625/yr. (freshman) Up to $3,500/yr. (sophomores) Up to $5,500/yr. (juniors & seniors) (see description below)	Complete FAFSA
South Carolina Teacher	Up to $2,500/yr. (freshman & sophomores) Up to $5,000/yr. (juniors & seniors) (see description below)	Obtain application from Financial Aid Office
Federal Parent Loan for Undergraduate Students (PLUS)	Up to cost of education minus other aid	Complete FAFSA and obtain PLUS application from Financial Aid Office

Federal Perkins Loan

Awarded to full or part-time students with proven financial need. Repayment and interest begins 9 months after leaving school. Federal Government through Columbia College is the Grantor.

Federal Stafford Loan

Awarded to full or part-time students, good academic standing. Variable interest rate, 8.25% maximum. Repayment and interest begins 6 months after leaving school.

South Carolina Teacher's Loan

Awarded to S.C. residents, full-time students majoring in Education. Loan forgiven if graduate teaches in specified subjects or areas of the state. South Carolina Student Loan Corporation is the Grantor.

Federal Parent Loan for Undergraduate Students

Parents of full-time dependent students. Financial need is not a requirement. Variable interest rate, 9% maximum. Repayment begins 60 days after disbursement. Funds made available by banks and agencies in each state.